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Blog: COBRA

COBRA:
What Qualifies As A Multiple Qualifying Event Under COBRA?1/22/2026
A multiple qualifying event occurs when a second qualifying event happens after an initial qualifying event while COBRA coverage is already in effect, and that second event would have caused a loss of coverage if the first event hadn’t already occurred. When that happens, COBRA coverage may be extended from 18 months up to a total of 36 months. Examples of a second qualifying event that extends to 36 months total:
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COBRA:
Termination Of COBRA Coverage1/15/2026
COBRA termination must be handled carefully, since improper termination can expose an employer to penalties or lawsuits. That said, COBRA coverage can end early if: cobra administration training course
  • Premiums are not paid on time
  • Employer stops offering
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COBRA:
COBRA Notice Requirements1/3/2026
A COBRA notice is a legally required written communication that employers or plan administrators must provide to employees and their dependents under the Consolidated Omnibus Budget Reconciliation Act (COBRA). These notices inform individuals of their rights to continue group health insurance coverage after losing it due to certain qualifying events (like termination, divorce, or reduction in hours). COBRA requires several written notices, including:
  • Initial COBRA Rights Notice
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COBRA:
What Are The Most Common Errors Of COBRA Plan Administration?12/9/2025
The following are common COBRA management errors performed by employers and TPAs:
  • Late or Incomplete Notices And Notifications:

    • Failure to provide timely and complete COBRA notifications to qualified beneficiaries regarding their rights to continue health coverage after a qualifying event.

  • Incorrect Eligibility Determinations:

    • Mistakes in determining who qualifies for COBRA coverage or for how long they are



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COBRA:
Which Employers Are Subject To COBRA?11/10/2025
Under the Consolidated Omnibus Budget Reconciliation Act (COBRA), employers have specific legal requirements to provide continuing health insurance coverage to eligible employees and their families after certain qualifying events.

Employers That Must Comply With COBRA Requirements:
  • Private-sector employers with 20 or more employees on more than 50% of typical business days in the


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COBRA:
What Are The Key Components Of COBRA Administration?11/6/2025
Proper COBRA administration involves several key components to ensure compliance with the law and provide continuation coverage to eligible individuals. Here are some of the key COBRA management rules for employers to follow:
  • The Notification Process:

    • Employers are required to provide an initial COBRA notice to employees and their dependents about their rights under COBRA when they become eligible for group health coverage. This includes informing them of their
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